{"slug":"cybersecurity","title":"AI in cybersecurity","intro":"Banks that say they use or plan AI for cybersecurity, such as threat detection.","keywords":["cybersecurity","cyber","security","threat detection"],"year":2025,"numbers":{"n":12,"total":270,"pct":0.0444},"trend":[{"year":2022,"n":0,"total":298,"pct":0},{"year":2023,"n":1,"total":297,"pct":0.0034},{"year":2024,"n":4,"total":284,"pct":0.0141},{"year":2025,"n":12,"total":270,"pct":0.0444}],"banks":[{"slug":"princeton-bancorp-inc","name":"Princeton Bancorp, Inc.","state":"PA","size_group":"$1B to $50B","max_detail":3,"quote":{"passage_id":"0001193125-26-106151-7c4bb0cd2667","quote":"These include Sophos for advanced cybersecurity threat detection and response, Verafin for fraud detection and AML compliance, the Glia Chatbot for enhancing customer service interactions, and CATO Networks for AI-driven network security and optimization.","link":"https://www.sec.gov/Archives/edgar/data/1913971/000119312526106151/bprn-20251231.htm#:~:text=The%20Bank%20does%20not%20utilize%20AI%20for%20decision%2Dmaking,the%20Company%E2%80%99s%20business%20or%20financial%20results.","mention_words":"Using AI now","detail_words":"Concrete example"}},{"slug":"us-bancorp-de","name":"U.S. Bancorp","state":"MN","size_group":"$50B and above","max_detail":3,"quote":{"passage_id":"0000036104-26-000011-af556fb4c0b2","quote":"The Company also uses several models that employ methodologies based on AI or machine learning, which bring unique complexities, such as the need for large datasets for training, the potential for algorithmic bias, and the need for greater explainability in interpreting model decisions.","link":"https://www.sec.gov/Archives/edgar/data/36104/000003610426000011/usb-20251231_d2.htm#:~:text=The%20Company%E2%80%99s%20businesses%20may%20be%20adversely%20affected%20if,are%20flawed%20or%20incorporate%20unreliable%20data.","mention_words":"Sees AI as a risk","detail_words":"Names an area"}},{"slug":"cnb-financial-corp-pa","name":"CNB Financial Corp","state":"PA","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0000736772-26-000031-6657e68f10d8","quote":"Further, adoption of AI tools by us or by third parties may pose new cybersecurity challenges. Threat actors may use AI tools to automate and enhance cybersecurity attacks against us. We use software and platforms designed to detect such cybersecurity threats, including AI-based tools","link":"https://www.sec.gov/Archives/edgar/data/736772/000073677226000031/ccne-20251231.htm#:~:text=The%20Corporation%2C%20primarily%20through%20the%20Bank%2C%20depends%20on,to%20our%20data%20security%20and%20systems.","mention_words":"Sees AI as a risk","detail_words":"Names an area"}},{"slug":"cvb-financial-corp","name":"CVB Financial Corp","state":"CA","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001193125-26-083221-30ae17d337b9","quote":"We have adopted an AI Policy that establishes a governance framework for developing, deploying, and managing AI and Generative AI (GenAI) solutions and initiatives, including those involving vendors.","link":"https://www.sec.gov/Archives/edgar/data/354647/000119312526083221/cvbf-20251231.htm#:~:text=We%2C%20or%20our%20third%20party%20vendors%2C%20clients%20or,misappropriate%20funds%20and%20to%20facilitate%20cyberattacks.","mention_words":"Explains how AI is controlled","detail_words":"Names an area"}},{"slug":"community-financial-system-inc","name":"Community Financial System, Inc.","state":"NY","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001104659-26-021651-156bfc50ae65","quote":"CFSI maintains enterprise-wide AI and Data Governance frameworks designed to promote the accuracy, privacy, security, and responsible use of data and AI across our operations. Executive oversight is provided by the Management Risk Committee and IT Steering Committee","link":"https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#:~:text=CFSI%20maintains%20enterprise%2Dwide%20AI%20and%20Data%20Governance%20frameworks,evolving%20regulatory%20requirements%20and%20technological%20advances.","mention_words":"Explains how AI is controlled","detail_words":"Names an area"}},{"slug":"finwise-bancorp","name":"Finwise Bancorp","state":"UT","size_group":"Under $1B","max_detail":2,"quote":{"passage_id":"0001856365-26-000006-d169c026cb44","quote":"We use generative AI for certain tasks like document drafting and data analysis, with an implementation of strict controls to protect customer data. Third-party AI assists us in cybersecurity, fraud detection, and code review, while our own agents handle compliance, policy analysis, and workflow","link":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000006/finw-20251231.htm#:~:text=We%20selectively%20employ%20AI%20through%20productivity%20tools%2C%20third%2Dparty,risks%20and%20challenges%20to%20our%20business.","mention_words":"Using AI now","detail_words":"Names an area"}},{"slug":"first-busey-corp-nv","name":"First Busey Corp","state":"KS","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0000314489-26-000013-c3b1dc1749dc","quote":"The use of artificial intelligence-powered tools provide additional layers of fraud and threat detection, enabling proactive management.","link":"https://www.sec.gov/Archives/edgar/data/314489/000031448926000013/buse-20251231.htm#:~:text=To%20mitigate%20these%20risks%2C%20Busey%20has%20implemented%20robust,financial%20condition%20and%20results%20of%20operations.","mention_words":"Using AI now","detail_words":"Names an area"}},{"slug":"flushing-financial-corp","name":"Flushing Financial Corp","state":"NY","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001104659-26-024646-3577c1a846a3","quote":"we can increase our ability to detect and prevent cyber-attacks through automation and the implementation of security controls which leverage machine learning and artificial intelligence","link":"https://www.sec.gov/Archives/edgar/data/923139/000110465926024646/ffic-20251231x10k.htm#:~:text=Information%20security%20incidents%20may%20also%20occur%20due%20to,more%20easily%20with%20machine%20learning%20technology.","mention_words":"Using AI now","detail_words":"Names an area"}},{"slug":"hancock-whitney-corp","name":"Hancock Whitney Corp","state":"MS","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001193125-26-077903-d6f85e1f8ca3","quote":"Our Board of Directors oversees the Company’s use of Artificial Intelligence (AI). Management has established an AI Working Group, which includes representatives from Legal, Compliance, Risk, and Information Technology.","link":"https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm#:~:text=Our%20Board%20of%20Directors%20oversees%20the%20Company%E2%80%99s%20use,tools%20to%20enhance%20our%20security%20posture.","mention_words":"Explains how AI is controlled","detail_words":"Names an area"}},{"slug":"international-bancshares-corp","name":"International Bancshares Corp","state":"TX","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001104659-26-020439-7f67957ceac6","quote":"Our ISSP also applies to cybersecurity and data protection risks associated with artificial intelligence, including generative artificial intelligence whether those risks arise from our use of AI solutions or from AI-enabled threats and attack techniques used by malicious actors.","link":"https://www.sec.gov/Archives/edgar/data/315709/000110465926020439/iboc-20251231x10k.htm#:~:text=Commensurate%20with%20the%20risks%20we%20face%20and%20the,for%20Internet%20Security%E2%80%99s%20Critical%20Security%20Controls.","mention_words":"Explains how AI is controlled","detail_words":"Names an area"}},{"slug":"juniata-valley-financial-corp","name":"Juniata Valley Financial Corp","state":"PA","size_group":"Under $1B","max_detail":2,"quote":{"passage_id":"0001104659-26-034395-adf03972dffa","quote":"Although the Company does not currently make significant use of artificial intelligence (“AI”), machine learning, or similar advanced data analytics technologies in its operations, the financial services industry is increasingly incorporating AI-enabled tools in areas such as credit underwriting,","link":"https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm#:~:text=Although%20the%20Company%20does%20not%20currently%20make%20significant,developed%20systems%20or%20third%2Dparty%20service%20providers.","mention_words":"Sees AI as a risk","detail_words":"Names an area"}},{"slug":"sb-financial-group-inc","name":"SB Financial Group, Inc.","state":"OH","size_group":"$1B to $50B","max_detail":2,"quote":{"passage_id":"0001213900-26-024471-6d83112c7a4c","quote":"network/endpoint detection and response coupled with advanced identification-enhanced logging capabilities powered by artificial intelligence software","link":"https://www.sec.gov/Archives/edgar/data/767405/000121390026024471/ea0279644-10k_sbfinancial.htm#:~:text=The%20Company%20regularly%20assesses%20risks%20from%20cybersecurity%20threats%2C,the%20effectiveness%20of%20our%20cybersecurity%20controls.","mention_words":"Using AI now","detail_words":"Names an area"}}]}