Banks

Seneca Bancorp, Inc.

SNNF · NY · Small bank (Under $1B)
Total assets of FDIC-insured bank subsidiaries: $0.3B at the end of 2025

Filings on the SEC website · This bank on Bankgraph

In short. In its 2025 annual report, Seneca Bancorp, Inc. mentions AI in 1 passage. It lists AI as a risk, but the report does not say how AI is controlled. Compared with banks of its size, it gives less detail than most.

Compare with peers

In the 2025 annual reportThe yearly report a listed company files with the SEC, called a 10-K. It describes the business, its risks and its results.

Mentions AI
Yes
1 passage
Highest detail levelHow specific a passage is about AI at this bank. General: could be in any bank's report. Names an area: says where AI is used or how it is controlled. Concrete example: names a tool or vendor, gives a number, a date or a result.
General
What it says
Sees AI as a risk
Kinds of AI named
None named
How AI is controlled
Not described

Compared with banks of its size

What this shows
This bank's 2025 annual report next to all 6 banks of its size (Under $1B).
What it means
Its most specific passage is "General"; for banks of its size the typical level is "Names an area".
How to read it
Yes or no for this bank; the share of banks of the same size for comparison.
Where it comes from
Banks' annual reports (10-K) filed with the SEC, up to 6 Oct 2026. How we did this
In the 2025 reportThis bankBanks of its size
Using AI nowNo1 of 6 (17%)
Explains how AI is controlledNo2 of 6 (33%)
Sees AI as a riskYes4 of 6 (67%)
Mentions generative AINo1 of 6 (17%)
Mentions AI agentsNo1 of 6 (17%)

Every passage about AI

What this shows
All 1 passages about AI in this bank's annual reports, quarterly reports and earnings materials since 2023, newest first.
What it means
0 passages say the bank is using AI now.
How to read it
Highlighted words are the terms that matched. Labels show what each passage says. Follow the link to read it in the filing.
Where it comes from
Banks' annual reports (10-K), quarterly reports (10-Q) and earnings materials (8-K) filed with the SEC. How we did this

Annual report, report year 2025 filed 30 Mar 2026

To date, the Company has not experienced any cybersecurity incidents that have materially affected, or are reasonably likely to materially affect, its business strategy, results of operations, or financial condition. However, cybersecurity threats continue to evolve in frequency and sophistication. While the Company’s preventive and detective controls are designed to reduce cybersecurity risk, they cannot eliminate such risk entirely, particularly as new technologies, including artificial intelligence, are increasingly leveraged by threat actors. The Company monitors emerging threats and leverages guidance and resources from industry and regulatory bodies, including the Financial Services Information Sharing and Analysis Center (FS-ISAC), the Federal Financial Institutions Examination Council (FFIEC), and the National Institute of Standards and Technology (NIST), to inform its cybersecurity practices and enhance its security posture.
Sees AI as a riskDetail: General