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Everything on this site, free to use with credit (licence CC BY 4.0). Spreadsheets open in Excel or Google Sheets.

Banks by year

What it is: One row per bank per report year, with a yes or no for each kind of AI mention.
What it means: Use it to compare banks, or to list the banks that say a particular thing about AI.
What you get: A spreadsheet with about 1,150 rows and 17 columns. Column list below.
Good for: Peer comparison, building a list of banks, your own charts.
Size and format: 174 KB, CSV.
Where it comes from: Banks' reports filed with the SEC and FDIC bank data, up to 2026-10-06. How we did this

Columns

Column	What it means
bank, cik, slug, state	Bank name, SEC CIK number, tracker page id, head office state
fiscal_year	Report year: the fiscal year the annual report covers (not the year it was filed)
size_group	Bank size: total assets of the bank's FDIC-insured bank subsidiaries at the fiscal year end (Under $1B, $1B to $50B, $50B and above)
assets_bn	Those total assets, in billions of US dollars
passages	Passages in the annual report that mention AI (outside legal notices)
substantive	Passages that say something about AI beyond a passing mention
max_detail	Highest detail level: 1 General, 2 Names an area, 3 Concrete example
using_ai_now	The report says the bank is using AI now
testing_or_planning	The report says the bank is testing or planning AI
explains_controls	The report explains how AI is controlled (committee, policy, model risk management, human review, training)
sees_ai_as_risk	The report lists AI as a risk
risk_without_controls	Lists AI as a risk but no text was found on how AI is controlled. This is about the report, not the bank's practice
mentions_genai, mentions_agentic	Mentions generative AI; mentions agentic AI or AI agents
names_ai_company	Names an AI product or company
concrete_detail	At least one passage gives a concrete example (detail level 3)
use_case_areas, vendors_named	Areas where the bank says it uses or plans AI; AI products or companies named
new_passages, removed_passages	AI passages new since, or no longer present from, the previous year's report

What it is: One row per passage that mentions AI, with its labels, the exact quote and a link to the filing.
What it means: Use it to read what banks actually wrote, or to count passages your own way.
What you get: A spreadsheet with about 5,348 rows and 16 columns. Column list below.
Good for: Research, quotes for articles, checking labels.
Size and format: 10.2 MB, CSV.
Where it comes from: Banks' reports filed with the SEC and FDIC bank data, up to 2026-10-06. How we did this

Columns

Column	What it means
passage_id	Stable id: accession number plus a text hash
bank, cik, slug	The bank
filing_kind, form, accession, filing_date	The filing (annual, quarterly or earnings material)
fiscal_year, fiscal_quarter	Report period
section	Part of the filing, for example Risk factors, Management's discussion, Earnings release or Investor presentation
page, speaker	Page or slide number; the executive quoted, for earnings releases
is_legal_notice	Part of a forward-looking statements notice; never counted
under_review	The label could not be checked automatically and is held back from all counts
what_it_says	Using AI now; Testing or planning AI; Explains how AI is controlled; Sees AI as a risk; General statement about AI; Standard wording or passing mention
detail	General, Names an area, or Concrete example
use_case_areas, technologies, vendors_named, governance_signals, risk_framing	Labels from the passage
standard_wording_banks	When most of the passage is standard wording: how many other banks use the same sentences that year
new_this_period	1 when the passage is new compared with the bank's previous filing of the same kind
evidence_quote	The part of the passage that supports the label, copied exactly
text	The passage, verbatim
link	Opens the filing on sec.gov at this passage

What it is: One row per filing (annual reports, quarterly reports and earnings materials), with counts and yes or no answers.
What it means: Use it to follow a bank quarter by quarter, or to see which filings mention AI.
What you get: A spreadsheet with about 12,050 rows and several columns. Column list below.
Good for: Quarterly tracking, timelines.
Size and format: 1.9 MB, CSV.
Where it comes from: Banks' reports filed with the SEC and FDIC bank data, up to 2026-10-06. How we did this

Columns

See the README below.

The same data in formats for analysis tools and AI assistants. If you use ChatGPT or Claude, the files below let them read our data directly.

llms.txt: a plain description of the site and its data, for AI assistants.
JSON API (static files): /api/summary.json (market shares with numerator and denominator), /api/banks.json (all banks), /api/bank/<slug>.json (one bank with every passage), /api/bank-years.json, and topics: agentic, genai, governance, risk, fraud, customer-service, credit, operations, employee-productivity, cybersecurity, compliance.
Parquet: banks.parquet, paragraphs.parquet, filings.parquet.
Field definitions: README.md.
Model and prompt behind the labels: global.anthropic.claude-sonnet-4-6:none, prompt version f03a3aeffb29.

An MCP server that wraps these endpoints is planned.